| Lines of Credit |
| Product |
Term in Months |
Introductory Interest Rate/APR |
Fully Indexed Interest Rate/APR |
| Personal Line of Credit |
Revolving |
5.24% |
6.25% |
| Overdraft Line of Credit |
Revolving |
n/a |
6.25% |
Note:
- APR = Annual Percentage Rate. APR is variable, and may increase after consummation. Introductory Rate applicable for the first six billing cycles of the account.
- Fully Indexed Interest Rate APR is variable, and may increase after consummation, up to a maximum of 18%.
| Home Equity Line of Credit |
| Product |
Term in Months |
Introductory Interest Rate / APR |
Fully Indexed Interest Rate / APR |
| Home Equity Line of Credit |
Revolving |
2.24% |
4.25% |
Note:
- APR = Annual Percentage Rate. APR is variable, and may increase after consummation. Introductory Rate applicable for the first six billing cycles of the account.
- For a Home Equity Line of Credit, It can be up to 80% of appraised value. The borrower required to pay a $262.50 closing fee if account is closed within two years of origination date.
- Fully Indexed Interest Rate APR is variable, and may increase after consummation, up to a maximum of 18%.
|
Effective date: 05/18/2012
All rates are subject to change without notice.
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