Certificates of Deposit |
| Term |
Interest Rate |
APY |
Min. balance to obtain APY |
Min. Deposit |
| 91 Day |
2.04% |
2.05% |
$1,000.00 |
$1,000.00 |
| 182 Day |
2.72% |
2.75% |
$1,000.00 |
$1,000.00 |
| 12 Month |
2.82% |
2.85% |
$1,000.00 |
$1,000.00 |
| 18 Month |
3.06% |
3.10% |
$1,000.00 |
$1,000.00 |
| 24 Month |
3.21% |
3.25% |
$1,000.00 |
$1,000.00 |
| 30 Month |
3.21% |
3.25% |
$1,000.00 |
$1,000.00 |
| 36 Month |
3.50% |
3.55% |
$1,000.00 |
$1,000.00 |
| 48 Month |
3.93% |
4.00% |
$1,000.00 |
$1,000.00 |
| 60 Month |
3.93% |
4.00% |
$1,000.00 |
$1,000.00 |
| Checking Products |
| Product |
Interest Rate |
APY |
Min. balance to obtain APY |
| Bonus Checking |
0.50% |
0.50% |
$500.01 |
| Individual Retirement Accounts - Fixed Rate |
| Term |
Interest Rate |
APY |
Min. balance to obtain APY |
Min Deposit |
| 12 Month |
2.82% |
2.85% |
$100.00 |
$10.00 |
| 18 Month |
3.06% |
3.10% |
$100.00 |
$10.00 |
| 24 Month |
3.21% |
3.25% |
$100.00 |
$10.00 |
| 30 Month |
3.21% |
3.25% |
$100.00 |
$10.00 |
| 36 Month |
3.50% |
3.55% |
$100.00 |
$10.00 |
| 48 Month |
3.93% |
4.00% |
$100.00 |
$10.00 |
| 60 Month |
3.93% |
4.00% |
$100.00 |
$10.00 |
| Individual Retirement Accounts - Variable Rate |
| Term |
Interest Rate |
APY |
Min. Balance to obtain APY |
Min Deposit |
| 18 Month |
1.40% |
1.40% |
$100.00 |
$10.00 |
| Money Market |
| Product |
Interest Rate |
APY |
Min. balance to obtain apy |
| MMDA |
1.00% |
1.00% |
$100.00 |
| MMDA |
1.00% |
1.00% |
$2,500.01 |
| MMDA |
1.00% |
1.00% |
$25,000.01 |
| MMDA |
1.00% |
1.00% |
$50,000.01 |
| Savings Products |
| Product |
Interest Rate |
APY |
Min. balance to obtain APY |
| Passbook Savings |
1.00% |
1.00% |
$100.00 |
| Statement Savings |
1.00% |
1.00% |
$100.01 |
| Christmas Club |
1.00% |
1.00% |
$10.00 |
| Vacation Club |
1.00% |
1.00% |
$10.00 |
|
Effective date: 11/20/2008
All rates are subject to change without notice. |
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