Automobile Loans |
| Product |
Term in Months |
Interest Rate / APR |
Payment per $1,000 |
| New Automobile |
Up to 60 |
5.99% |
$19.33 |
| New Automobile |
66 |
6.49% |
$18.06 |
| New Automobile |
72 |
6.99% |
$17.04 |
| Used Automobile |
Up to 60 |
5.99% |
$19.33 |
| Education Loans |
| Product |
Applicable Periods |
Interest Rate / APR |
Max Interest Rate / APR |
| Students Federal Stafford Loan -- Subsidized and Unsubsidized |
In-School, Grace and Deferment periods |
6.62% |
|
| Students Federal Stafford Loan -- Subsidized and Unsubsidized |
All other periods |
7.22% |
|
| Parents Federal (PLUS) Loan |
All periods |
8.02% |
|
| Consolidations |
All periods |
|
8.25% |
| Home Equity Installment Loans |
| Product |
Term in Months |
Interest Rate / APR |
Payment per $1000 |
| Up to 80% of appraised value |
|
|
|
| Home Equity Loan |
1 to 60 |
5.49% |
$19.10 |
| Home Equity Loan |
61 to 120 |
6.14% |
$11.17 |
| Home Equity Loan |
121 to 180 |
6.29% |
$8.60 |
| Home Equity Loan |
181 to 240 |
6.64% |
$7.54 |
| Home Equity Installment Loans |
| Product |
Term in Months |
Interest Rate / APR |
Payment per $1,000 |
| 80.01% to 89% of appraised value |
|
|
|
| Home Equity Loan |
1 to 60 |
6.49% |
$19.56 |
| Home Equity Loan |
61 to 120 |
7.14% |
$11.68 |
| Home Equity Loan |
121 to 180 |
7.29% |
$9.15 |
| Home Equity Line of Credit |
| Product |
Term in Months |
Introductory Interest Rate / APR |
Fully Indexed Interest Rate / APR |
| Home Equity Line of Credit |
Revolving |
3.99% |
6.00% |
| Lines of Credit |
| Product |
Term in Months |
Introductory Interest Rate/APR |
Fully Indexed Interest Rate/APR |
| Personal Line of Credit |
Revolving |
6.49% |
7.50% |
| Overdraft Line of Credit |
Revolving |
n/a |
7.50% |
| Mortgage Loans |
| Product |
Interest Rate |
APR |
Points |
Payment per $1,000 |
| 10-Year Fixed Rate |
5.875% |
5.875% |
0 |
$11.04 |
| 15-Year Fixed Rate |
5.750% |
6.065% |
2 |
$8.30 |
| 15-Year Fixed Rate |
5.875% |
6.032% |
1 |
$8.37 |
| 15-Year Fixed Rate |
6.000% |
6.000% |
0 |
$8.44 |
| 20-Year Fixed Rate |
6.250% |
6.250% |
0 |
$7.31 |
| 30-Year Fixed Rate |
6.125% |
6.316% |
2 |
$6.08 |
| 30-Year Fixed Rate |
6.250% |
6.345% |
1 |
$6.16 |
| 30-Year Fixed Rate |
6.375% |
6.375% |
0 |
$6.24 |
| 1 Year Adjustable Rate |
4.875% |
4.963% |
1 |
$5.29 |
| 1 Year Adjustable Rate |
5.000% |
5.000% |
0 |
$5.37 |
| First Time Home Buyer Program |
|
|
|
|
| Biweekly Mortgage Loans |
| Product |
Interest Rate |
APR |
Points |
Payment per $1,000 |
| 10-Year Fixed Rate |
5.750% |
5.750% |
0 |
$10.98 |
| 15-Year Fixed Rate |
5.625% |
5.939% |
2 |
$8.24 |
| 15-Year Fixed Rate |
5.750% |
5.906% |
1 |
$8.30 |
| 15-Year Fixed Rate |
5.875% |
5.875% |
0 |
$8.37 |
| 20-Year Fixed Rate |
6.125% |
6.125% |
0 |
$7.24 |
| 30-Year Fixed Rate |
6.000% |
6.189% |
2 |
$6.00 |
| 30-Year Fixed Rate |
6.125% |
6.220% |
1 |
$6.08 |
| 30-Year Fixed Rate |
6.250% |
6.250% |
0 |
$6.16 |
| Personal Loans |
| Product |
Term in Months |
Interest Rate/APR |
Payment per $1,000 |
| Secured Installment Loan |
Up to 60 |
5.99% |
$19.33 |
| Unsecured Installment Loan |
Up to 60 |
6.54% |
$19.58 |
| Share Loan |
Interest Only |
3.00% |
|
| In & Out Loans |
| Product |
Term in Months |
Interest Rate/APR |
Payment per $1,000 |
| Unsecured Installment Loan |
Up to 60 |
6.79% |
19.70 |
| Secured Installment Loan |
Up to 60 |
6.29% |
19.47 |
|
Effective date: 11/20/2008
All rates are subject to change without notice. |
|
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